Health expenses continue to grow every year. It is estimated that this expense will grow at an average of 8 percent year-on-year.

Most Filipinos don’t have money for future healthcare needs dahil marami umaasa sa government health benefits and company short-term HMO. Ang challenge kasi with traditional healthcare company is that it no longer covers ages 61 and up, and hindi mo rin madadala ang healthcare benefits ng company mo once mag resign or magretiro ka.

And it has been estimated that every year, 1.5 million families are pushed to poverty because of health-care expenditures.

Alam mo bang as of 2017, total health expenditure in the Philippines was estimated at P684 billion with P373 billion of it covered through out-of-pocket, meaning uninsured. It is projected that by 2020, the Philippines will be Southeast Asia’s second-largest pharmaceutical market with revenues estimated at $10.8 billion. In terms of specific illnesses, the treatment costs continue to grow.

Now, here are the 5 strategies na pwede mong gawin…